Section 0: > About This Handbook
About this Handbook
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Your Health and Life benefits are an important part of being a member
of the Writer's Guild. To make the most of these benefits, you need to
understand how they work and how to use them. Seems simple enough, right?
Well, unfortunately, it's not always easy to navigate your way through
the Health Care and Life Insurance System.
That's where this handbook can help. It contains information you need
to know about your Health Care and Life Insurance Benefits.
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What's Inside?
SECTION 1
Eligibility And Enrollment
Here's where you'll find how you become eligible for health and life benefits,
which family members you can cover, what happens when you lose eligibility and
what benefits are available to you if you become ineligible. Not sure you get
it? We make the complicated clear as a bell starting here.
SECTION 2
Medical Benefits
Did you forget to eat an apple a day? Read this section to learn about the different
medical plan options available to you, find tips on getting the most from the
plan you choose and take a look at the comprehensive list of what's covered
and what's not. The doctor is in...beginning here.
SECTION 3
Dental Benefits
We can't promise you'll never get another toothache - but if you do, you'll
know how to get it fixed after reading this section. It explains how both dental
plans work, helps you make the most of the plan you select and lets you know
which expenses are covered and which are not. Keep your smile healthy...starting
here.
SECTION 4
What Else You Should Know About Your Health Care Plans
Just when you thought you knew it all...there's more. Legal provisions describing
certain rights you have to benefits under federal law are explained in plain
English beginning here.
SECTION 5
Protection Benefits
We know... it's the last thing you want to think about. But we promise, understanding
your life and accidental death and dismemberment benefits doesn't hurt. Read
all about it...starting here.
SECTION 6
Administrative Information
It's the fine print you'll want to read - particularly if you need more information
about claims and appeals regulations, your legal rights under the plans and
how the Fund maintains your privacy. Get out your magnifying glass...beginning
here.
SECTION 7
Other Resources
Chances are, if you're confused about your benefits, someone else is too.
That's why we're sharing the answers to FAQs and other helpful hints...beginning
here.
SECTION 8
Glossary
Even though words are your bread and butter, health insurance language can sometimes
be daunting. If you need help with a term, turn to the glossary, starting here.
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Don't Miss It!
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Make sure you check the back pocket of this handbook for your Summary
of Benefits chart, which contains details about:
- Your earnings requirement;
- Dependent coverage premium amount;
- Benefit levels for each plan; and
- Plan contact information
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