To be eligible for coverage that your employer or employers have funded through contributions based on your earnings (called employer-paid coverage), you must not only earn income for writing services (called covered earnings) covered by your Minimum Basic Agreement (MBA), but:

• You must be paid enough to meet the covered earnings minimum for Fund coverage within the appropriate time period;
• Your employer(s) must report your covered earnings to the Fund; and
• Your employer(s) must make full contributions to the Fund based on your compensation.

Eligibility rules for non-collective bargaining employees (e.g., Administrative Office, Guild and Inter-Guild Federal Credit Union employees) may differ.

Sub-Topics
Covered Earnings Minimum
Employer Contributions