How To Convert Coverage (California Residents)

If you live in California, you may be able to apply for an individual medical plan policy with Blue Cross of California when the employer-paid coverage ends for you or any covered eligible dependent. To convert to an individual policy, you won't have to have a physical examination or provide other evidence of insurability if:

• You don't elect COBRA continuation coverage and you or your dependents apply for an individual policy within 31 days after you or your dependents' group coverage ends; or
• You elect COBRA continuation coverage and you or your dependents apply for an individual policy within 180 days before but no later than 31 days after COBRA continuation coverage ends.

Keep in mind that the coverage and benefits under your individual policy won't be the same as those provided by the Fund's medical plans, and the premiums will vary depending on your age and where you live.

Information on this option is provided in the eligibility package mailed to you when your regular coverage ends.