Claims and Appeals       Making a Claim   Approval or Denial of a Claim by the Administrative Office   Making an Appeal to The Benefits Committee   Approval or Denial of an Appeal by The Benefits Committee   Legal Action
Legal Action	If the Committee denies the Appeal, the claimant has the right to bring a civil suit under ERISA § 502(a). Additionally, no suit may be brought unless and until the claimant exhausts the Plan’s claims and appeals procedures. Under Plan rules, any such suit must be made within two years after the claimant is notified of the Committee’s decision.